/* ============================================
   햇살페이 v3.0 — Sections CSS
   NowPay-level quality: dark hero, table feed,
   intro cards, trust, warning CTA, dark footer
   ============================================ */

/* ─────────────────────────────────────────
   HEADER
   ───────────────────────────────────────── */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: var(--z-fixed);
  background: transparent;
  transition: background var(--duration-normal) ease, box-shadow var(--duration-normal) ease;
}
.header.scrolled {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(var(--glass-blur));
  box-shadow: 0 2px 20px rgba(0,0,0,0.08);
}
.header__inner {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--container-padding);
  height: var(--nav-height);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.header__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.header__logo-img {
  width: 40px;
  height: 40px;
  object-fit: contain;
}
.header__logo-text {
  font-family: var(--font-primary);
  font-weight: var(--fw-extrabold);
  font-size: var(--fs-md);
  color: var(--color-white);
  transition: color var(--duration-normal) ease;
}
.header.scrolled .header__logo-text { color: var(--color-gray-900); }
.header__logo-accent { color: var(--color-accent); }

.header__nav-list {
  display: flex;
  gap: 36px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.header__nav-link {
  font-family: var(--font-primary);
  font-weight: var(--fw-medium);
  font-size: var(--fs-sm);
  color: rgba(255,255,255,0.85);
  text-decoration: none;
  transition: color var(--duration-fast) ease;
  position: relative;
}
.header__nav-link:hover,
.header__nav-link.active { color: var(--color-white); }
.header.scrolled .header__nav-link { color: var(--color-gray-700); }
.header.scrolled .header__nav-link:hover,
.header.scrolled .header__nav-link.active { color: var(--color-gray-900); }
.header__nav-link.active::after {
  content: '';
  position: absolute;
  bottom: -6px;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--color-accent);
  border-radius: 2px;
}

.header__mobile-buttons { display: none; }
.header__mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  background: var(--color-white);
  z-index: 999;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}
.header__mobile-nav.open { display: flex; }
.header__close-btn {
  position: absolute;
  top: 20px;
  right: 24px;
  background: none;
  border: none;
  font-size: 28px;
  color: var(--color-gray-900);
  cursor: pointer;
}
.header__mobile-list {
  list-style: none;
  padding: 0;
  text-align: center;
}
.header__mobile-list li { margin-bottom: 32px; }
.header__mobile-list a {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-xl);
  color: var(--color-gray-900);
  text-decoration: none;
}
.header__mobile-cta {
  background: var(--color-primary);
  color: var(--color-white);
  padding: 8px 16px;
  border-radius: var(--radius-pill);
  font-size: var(--fs-xs);
  font-weight: var(--fw-semibold);
  text-decoration: none;
}

/* ─────────────────────────────────────────
   HERO — Dark background, NowPay style
   ───────────────────────────────────────── */
.hero {
  background: var(--color-secondary);
  padding-top: calc(var(--nav-height) + 60px);
  padding-bottom: 0;
  overflow: hidden;
}
.hero__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  padding-bottom: 60px;
}
.hero__text { flex: 1; min-width: 0; }
.hero__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-4xl);
  line-height: var(--lh-tight);
  color: var(--color-white);
  letter-spacing: var(--ls-tight);
  margin-bottom: 24px;
}
.hero__title-highlight { color: var(--color-white); }
.hero__subtitle {
  font-family: var(--font-primary);
  font-weight: var(--fw-regular);
  font-size: var(--fs-md);
  line-height: var(--lh-relaxed);
  color: rgba(255,255,255,0.7);
  margin-bottom: 0;
}
.hero__visual {
  flex: 0 0 45%;
  max-width: 520px;
}
.hero__visual-img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--radius-xl);
  mix-blend-mode: lighten;
  animation: heroFloat 4s ease-in-out infinite;
}
@keyframes heroFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

/* Stats Bar */
.hero__stats {
  background: var(--color-white);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
  padding: 40px 0 20px;
}
.hero__stats-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
}
.hero__stat-item {
  flex: 1;
  text-align: center;
  padding: 0 40px;
}
.hero__stat-number {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-4xl);
  color: var(--color-gray-900);
  line-height: 1;
}
.hero__stat-unit {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-lg);
  color: var(--color-gray-500);
  margin-left: 4px;
}
.hero__stat-label {
  display: block;
  font-size: var(--fs-sm);
  color: var(--color-gray-500);
  margin-top: 8px;
}
.hero__stat-divider {
  width: 1px;
  height: 48px;
  background: var(--color-gray-200);
}
.hero__stats-note {
  text-align: right;
  font-size: var(--fs-xs);
  color: var(--color-gray-400);
  max-width: var(--container-max);
  margin: 12px auto 0;
  padding: 0 var(--container-padding);
}


/* ─────────────────────────────────────────
   INTRO — 10초만에 알아보는 (NowPay cards)
   ───────────────────────────────────────── */
.intro { padding: 100px 0; }
.intro__inner {
  display: flex;
  align-items: flex-start;
  gap: 60px;
}
.intro__text {
  flex: 0 0 320px;
  position: sticky;
  top: calc(var(--nav-height) + 40px);
}
.intro__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-2xl);
  line-height: var(--lh-snug);
  color: var(--color-gray-900);
  margin-bottom: 16px;
}
.intro__title-accent { color: var(--color-brand-red); }
.intro__desc {
  font-size: var(--fs-base);
  color: var(--color-gray-500);
  line-height: var(--lh-relaxed);
  margin-bottom: 28px;
}
.intro__cards {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.intro__card {
  background: var(--color-gray-100);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  display: flex;
  align-items: center;
  gap: 24px;
  transition: transform var(--duration-normal) var(--ease-out), box-shadow var(--duration-normal) var(--ease-out);
}
.intro__card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
}
.intro__card-img {
  width: 72px;
  height: 72px;
  object-fit: contain;
  flex-shrink: 0;
  border-radius: var(--radius-md);
}
.intro__card-text {
  display: flex;
  flex-direction: column;
}
.intro__card-label {
  font-size: var(--fs-xs);
  color: var(--color-gray-500);
  margin-bottom: 4px;
  display: block;
}
.intro__card-title {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-base);
  color: var(--color-gray-900);
  line-height: var(--lh-snug);
}


/* ─────────────────────────────────────────
   FEED — 실시간 진행현황 (NowPay table style)
   ───────────────────────────────────────── */
.section--alt { background: var(--color-section-alt); }
.feed { padding: 80px 0; }
.feed__inner {
  display: flex;
  align-items: flex-start;
  gap: 60px;
}
.feed__table-wrap {
  flex: 1;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-card);
}
.feed__date-bar {
  background: var(--color-brand-red);
  color: var(--color-white);
  text-align: center;
  padding: 12px 20px;
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.feed__table-header {
  display: flex;
  padding: 14px 24px;
  border-bottom: 2px solid var(--color-gray-200);
  font-size: var(--fs-xs);
  font-weight: var(--fw-semibold);
  color: var(--color-brand-red);
}
.feed__col { text-align: center; }
.feed__col--name { flex: 0 0 120px; }
.feed__col--amount { flex: 1; }
.feed__col--status { flex: 0 0 100px; }

.feed__table-body { max-height: 420px; overflow: hidden; }
.feed__row {
  display: flex;
  align-items: center;
  padding: 16px 24px;
  border-bottom: 1px solid var(--color-gray-100);
  transition: transform var(--duration-slow) var(--ease-out);
}
.feed__row-name {
  flex: 0 0 120px;
  text-align: center;
  font-weight: var(--fw-semibold);
  color: var(--color-gray-800);
  font-size: var(--fs-sm);
}
.feed__row-amount {
  flex: 1;
  text-align: center;
  font-weight: var(--fw-bold);
  color: var(--color-brand-red);
  font-size: var(--fs-md);
}
.feed__row-status {
  flex: 0 0 100px;
  text-align: center;
}
.feed__status-badge {
  display: inline-block;
  background: var(--color-brand-red-dark);
  color: var(--color-white);
  padding: 5px 16px;
  border-radius: var(--radius-pill);
  font-size: var(--fs-xs);
  font-weight: var(--fw-semibold);
}

.feed__info {
  flex: 0 0 340px;
  padding-top: 40px;
}
.feed__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-xl);
  color: var(--color-gray-900);
  line-height: var(--lh-snug);
  margin-bottom: 16px;
}
.feed__title-accent { color: var(--color-brand-red); }
.feed__desc {
  font-size: var(--fs-base);
  color: var(--color-gray-500);
  line-height: var(--lh-relaxed);
}


/* ─────────────────────────────────────────
   TRUST — 인증 이미지
   ───────────────────────────────────────── */
.trust { padding: 80px 0; text-align: center; }
.trust__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-2xl);
  color: var(--color-gray-900);
  margin-bottom: 12px;
}
.trust__title-accent { color: var(--color-primary); }
.trust__desc {
  font-size: var(--fs-base);
  color: var(--color-gray-500);
  margin-bottom: 40px;
}
.trust__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 960px;
  margin: 0 auto;
}
.trust__card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 40px 28px;
  box-shadow: var(--shadow-card);
  text-align: center;
  transition: transform var(--duration-normal) ease, box-shadow var(--duration-normal) ease;
}
.trust__card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.1);
}
.trust__card-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--color-primary-light);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 26px;
}
.trust__card-icon--gold {
  background: #FFF3E0;
  color: #F59E0B;
}
.trust__card-icon--green {
  background: #E8F5E9;
  color: #10B981;
}
.trust__card-title {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-base);
  color: var(--color-gray-900);
  margin-bottom: 10px;
}
.trust__card-desc {
  font-size: var(--fs-sm);
  color: var(--color-gray-500);
  line-height: var(--lh-relaxed);
}


/* ─────────────────────────────────────────
   FAQ (Inline version on main page)
   ───────────────────────────────────────── */
.faq { padding: 80px 0; }
.faq__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-2xl);
  color: var(--color-gray-900);
  text-align: center;
  margin-bottom: 40px;
}
.faq__list {
  max-width: 800px;
  margin: 0 auto;
}
.faq__item {
  border-bottom: 1px solid var(--color-gray-200);
}
.faq__question {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 20px 0;
  font-family: var(--font-primary);
  font-weight: var(--fw-semibold);
  font-size: var(--fs-base);
  color: var(--color-gray-900);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq__question i {
  transition: transform var(--duration-normal) ease;
  color: var(--color-gray-400);
}
.faq__item.open .faq__question i { transform: rotate(180deg); }
.faq__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--duration-slow) ease;
}
.faq__answer-inner {
  padding: 0 0 20px;
  font-size: var(--fs-sm);
  color: var(--color-gray-600);
  line-height: var(--lh-relaxed);
}
.faq__item.open .faq__answer { max-height: 300px; }
.faq__more { text-align: center; margin-top: 32px; }


/* ─────────────────────────────────────────
   WARNING CTA — Yellow banner (NowPay style)
   ───────────────────────────────────────── */
.warning-cta__banner {
  background: var(--color-kakao);
  padding: 80px 0;
  text-align: center;
}
.warning-cta__icon {
  font-size: 56px;
  color: var(--color-primary);
  margin-bottom: 24px;
}
.warning-cta__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-2xl);
  color: var(--color-gray-900);
  margin-bottom: 16px;
}
.warning-cta__desc {
  font-size: var(--fs-base);
  color: var(--color-gray-800);
  line-height: var(--lh-relaxed);
}


/* ─────────────────────────────────────────
   FOOTER — Dark (NowPay style)
   ───────────────────────────────────────── */
.footer {
  background: var(--color-secondary);
  color: rgba(255,255,255,0.7);
  padding: 48px 0 calc(var(--floating-bar-height) + 24px);
}
.footer__info { margin-bottom: 24px; }
.footer__logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}
.footer__logo-img {
  width: 32px;
  height: 32px;
  object-fit: contain;
  filter: brightness(10);
}
.footer__logo-text {
  font-family: var(--font-primary);
  font-weight: var(--fw-extrabold);
  font-size: var(--fs-md);
  color: var(--color-white);
  letter-spacing: var(--ls-wide);
}
.footer__details {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 32px;
  font-size: var(--fs-xs);
  margin-bottom: 8px;
}
.footer__notice {
  font-size: var(--fs-xs);
  color: var(--color-accent);
  margin-bottom: 20px;
  line-height: var(--lh-relaxed);
}
.footer__copyright {
  font-size: var(--fs-xs);
  color: rgba(255,255,255,0.4);
}


/* ─────────────────────────────────────────
   FLOATING BAR — NowPay split style
   ───────────────────────────────────────── */
.floating {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: var(--z-fixed);
  display: flex;
  height: var(--floating-bar-height);
  transform: translateY(100%);
  transition: transform var(--duration-normal) var(--ease-out);
}
.floating.visible { transform: translateY(0); }
.floating__call {
  flex: 1;
  background: var(--color-brand-red);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-base);
  text-decoration: none;
  transition: background var(--duration-fast) ease;
}
.floating__call:hover { background: var(--color-brand-red-dark); }
.floating__kakao {
  flex: 0 0 35%;
  background: var(--color-kakao);
  color: var(--color-gray-900);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-base);
  text-decoration: none;
  transition: background var(--duration-fast) ease;
}
.floating__kakao:hover { background: #F5D600; }
.floating__kakao-id {
  font-size: var(--fs-xs);
  font-weight: var(--fw-regular);
  opacity: 0.85;
  margin-left: 4px;
}


/* ─────────────────────────────────────────
   ANIMATIONS
   ───────────────────────────────────────── */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s var(--ease-out), transform 0.6s var(--ease-out);
}
.fade-up.active {
  opacity: 1;
  transform: translateY(0);
}


/* ─────────────────────────────────────────
   BUTTONS — Components
   ───────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-pill);
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-sm);
  text-decoration: none;
  cursor: pointer;
  border: none;
  transition: all var(--duration-normal) var(--ease-out);
}
.btn--primary {
  background: var(--color-brand-red);
  color: var(--color-white);
}
.btn--primary:hover { background: var(--color-brand-red-dark); transform: translateY(-2px); }
.btn--outline {
  background: transparent;
  color: var(--color-gray-700);
  border: 2px solid var(--color-gray-300);
}
.btn--outline:hover { border-color: var(--color-gray-900); color: var(--color-gray-900); }
.btn--lg { padding: 16px 36px; font-size: var(--fs-base); }
.btn--kakao {
  background: var(--color-kakao);
  color: var(--color-gray-900);
}
.btn--kakao:hover { background: #F5D600; transform: translateY(-2px); }
.btn--dark {
  background: var(--color-secondary);
  color: var(--color-white);
}
.btn--dark:hover { background: var(--color-secondary-light); transform: translateY(-2px); }


/* ═══════════════════════════════════════════
   SUB-PAGE COMPONENTS
   ═══════════════════════════════════════════ */

/* ── Sub Hero (slim page header) ── */
.sub-hero {
  background: linear-gradient(135deg, var(--color-secondary) 0%, #1A3550 100%);
  padding: 140px 0 80px;
  text-align: center;
}
.sub-hero__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-3xl);
  color: var(--color-white);
  margin-bottom: 16px;
}
.sub-hero__desc {
  font-size: var(--fs-md);
  color: rgba(255,255,255,0.7);
  line-height: var(--lh-relaxed);
}

/* ── Sub Section (generic content block) ── */
.sub-section { padding: 80px 0; }
.sub-section__heading {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-2xl);
  color: var(--color-gray-900);
  margin-bottom: 24px;
  line-height: var(--lh-snug);
}
.sub-section__heading--center { text-align: center; }
.sub-section__text {
  font-size: var(--fs-base);
  color: var(--color-gray-600);
  line-height: var(--lh-relaxed);
}
.sub-section__text--center { text-align: center; }
.sub-section__centered { text-align: center; }
.sub-section__block {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

/* ── Process Steps (vertical) ── */
.process-steps {
  max-width: 640px;
  margin: 40px auto 0;
}
.process-step {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-card);
  text-align: center;
}
.process-step__number {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--color-primary);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-family: var(--font-primary);
  font-weight: var(--fw-extrabold);
  font-size: var(--fs-lg);
}
.process-step__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-md);
  color: var(--color-gray-900);
  margin-bottom: 8px;
}
.process-step__desc {
  font-size: var(--fs-sm);
  color: var(--color-gray-500);
  line-height: var(--lh-relaxed);
}
.process-step__arrow {
  text-align: center;
  padding: 16px 0;
  color: var(--color-primary);
  font-size: 20px;
}

/* ── Feature Grid (2×2) ── */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 900px;
  margin: 40px auto 0;
}
.feature-card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  box-shadow: var(--shadow-card);
  text-align: center;
  transition: transform var(--duration-normal) ease, box-shadow var(--duration-normal) ease;
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.1);
}
.feature-card__icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--color-primary-light);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-size: 22px;
}
.feature-card__icon--gold { background: #FFF3E0; color: #F59E0B; }
.feature-card__icon--green { background: #E8F5E9; color: #10B981; }
.feature-card__icon--red { background: #FEE2E2; color: var(--color-brand-red); }
.feature-card__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-base);
  color: var(--color-gray-900);
  margin-bottom: 8px;
}
.feature-card__desc {
  font-size: var(--fs-sm);
  color: var(--color-gray-500);
  line-height: var(--lh-relaxed);
}

/* ── Fee Card ── */
.fee-card {
  max-width: 600px;
  margin: 40px auto 0;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 48px 40px;
  box-shadow: var(--shadow-card);
  position: relative;
}
.fee-card__badge {
  display: inline-block;
  background: var(--color-brand-red);
  color: var(--color-white);
  padding: 6px 20px;
  border-radius: var(--radius-pill);
  font-size: var(--fs-xs);
  font-weight: var(--fw-bold);
  margin-bottom: 20px;
}
.fee-card__text {
  font-size: var(--fs-base);
  color: var(--color-gray-700);
  line-height: var(--lh-relaxed);
  margin-bottom: 24px;
}
.fee-card__highlight {
  display: block;
  margin-top: 12px;
  color: var(--color-primary);
  font-weight: var(--fw-semibold);
}
.fee-card__cta { margin-top: 8px; }

/* ── Card Brand Grid ── */
.card-brand-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  max-width: 600px;
  margin: 0 auto;
}
.card-brand {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-md);
  padding: 20px 16px;
  text-align: center;
  font-family: var(--font-primary);
  font-weight: var(--fw-semibold);
  font-size: var(--fs-sm);
  color: var(--color-gray-700);
  transition: border-color var(--duration-fast) ease, box-shadow var(--duration-fast) ease;
}
.card-brand:hover {
  border-color: var(--color-primary);
  box-shadow: 0 4px 12px rgba(27,94,158,0.1);
}

/* ── Contact Grid ── */
.contact-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  max-width: 900px;
  margin: 0 auto;
}
.contact-card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 48px 36px;
  box-shadow: var(--shadow-card);
  text-align: center;
}
.contact-card__icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--color-kakao);
  color: var(--color-gray-900);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 28px;
}
.contact-card__icon--blue {
  background: var(--color-primary-light);
  color: var(--color-primary);
}
.contact-card__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-xl);
  color: var(--color-gray-900);
  margin-bottom: 8px;
}
.contact-card__id {
  font-size: var(--fs-md);
  color: var(--color-primary);
  margin-bottom: 16px;
}
.contact-card__desc {
  font-size: var(--fs-sm);
  color: var(--color-gray-500);
  line-height: var(--lh-relaxed);
  margin-bottom: 20px;
}
.contact-card__benefits {
  list-style: none;
  padding: 0;
  margin: 0 0 28px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.contact-card__benefits li {
  font-size: var(--fs-sm);
  color: var(--color-gray-600);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.contact-card__benefits i {
  color: var(--color-success);
  font-size: 14px;
}
.contact-card__btn { width: 100%; }

/* ── Timeline ── */
.timeline {
  max-width: 640px;
  margin: 40px auto 0;
  position: relative;
  padding-left: 40px;
}
.timeline::before {
  content: '';
  position: absolute;
  left: 15px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--color-gray-200);
}
.timeline__item {
  position: relative;
  padding-bottom: 40px;
  display: flex;
  gap: 20px;
}
.timeline__item:last-child { padding-bottom: 0; }
.timeline__dot {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--color-primary);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-sm);
  position: relative;
  z-index: 1;
  margin-left: -40px;
}
.timeline__content h3 {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-base);
  color: var(--color-gray-900);
  margin-bottom: 4px;
}
.timeline__content p {
  font-size: var(--fs-sm);
  color: var(--color-gray-500);
  line-height: var(--lh-relaxed);
}

/* ── Review Cards ── */
.review-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 900px;
  margin: 0 auto;
}
.review-card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-card);
  transition: transform var(--duration-normal) ease;
}
.review-card:hover { transform: translateY(-3px); }
.review-card__header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
}
.review-card__avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--color-primary-light);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
}
.review-card__name {
  font-family: var(--font-primary);
  font-weight: var(--fw-bold);
  font-size: var(--fs-sm);
  color: var(--color-gray-900);
}
.review-card__stars {
  display: flex;
  gap: 2px;
  color: #F59E0B;
  font-size: 13px;
}
.review-card__text {
  font-size: var(--fs-sm);
  color: var(--color-gray-600);
  line-height: var(--lh-relaxed);
  margin-bottom: 12px;
}
.review-card__meta {
  font-size: var(--fs-xs);
  color: var(--color-gray-400);
}

/* ── Bottom CTA ── */
.bottom-cta {
  background: linear-gradient(135deg, var(--color-primary) 0%, #2A7BC8 100%);
  padding: 80px 0;
  text-align: center;
}
.bottom-cta__title {
  font-family: var(--font-primary);
  font-weight: var(--fw-black);
  font-size: var(--fs-2xl);
  color: var(--color-white);
  margin-bottom: 12px;
}
.bottom-cta__desc {
  font-size: var(--fs-base);
  color: rgba(255,255,255,0.8);
  margin-bottom: 32px;
}
.bottom-cta__buttons {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ── Sub-page header override ── */
.header--sub {
  background: var(--color-secondary);
}
.header--sub .header__nav-link {
  color: rgba(255,255,255,0.7);
}
.header--sub .header__nav-link:hover,
.header--sub .header__nav-link.active {
  color: var(--color-white);
}


/* ─────────────────────────────────────────
   RESPONSIVE
   ───────────────────────────────────────── */
@media (max-width: 768px) {
  .header__nav { display: none; }
  .header__mobile-buttons {
    display: flex;
    align-items: center;
    gap: 12px;
  }
  .header__menu-btn {
    background: none;
    border: none;
    color: var(--color-white);
    font-size: 22px;
    cursor: pointer;
  }
  .header.scrolled .header__menu-btn { color: var(--color-gray-900); }

  .hero__inner { flex-direction: column; text-align: center; padding-bottom: 40px; }
  .hero__title { font-size: var(--fs-3xl); }
  .hero__visual { max-width: 320px; margin: 0 auto; }

  .hero__stats-inner { flex-direction: row; gap: 0; }
  .hero__stat-item { padding: 0 16px; }
  .hero__stat-number { font-size: var(--fs-2xl); }
  .hero__stat-divider { height: 32px; }

  .intro__inner { flex-direction: column; }
  .intro__text { position: static; flex: none; text-align: center; }

  .feed__inner { flex-direction: column-reverse; }
  .feed__info { flex: none; text-align: center; }
  .feed__table-wrap { width: 100%; }
  .feed__col--name { flex: 0 0 80px; }
  .feed__col--amount { flex: 1; }
  .feed__col--status { flex: 0 0 70px; }
  .feed__row { padding: 12px 16px; }
  .feed__row-name { flex: 0 0 80px; font-size: var(--fs-xs); }
  .feed__row-amount { font-size: var(--fs-sm); }
  .feed__row-status { flex: 0 0 70px; }
  .feed__status-badge { font-size: 11px; padding: 3px 10px; }

  .trust__grid { grid-template-columns: 1fr; max-width: 400px; }

  /* Sub-page responsive */
  .sub-hero { padding: 120px 0 60px; }
  .sub-hero__title { font-size: var(--fs-2xl); }

  .feature-grid { grid-template-columns: 1fr; max-width: 400px; margin-left: auto; margin-right: auto; }
  .contact-grid { grid-template-columns: 1fr; }
  .review-grid { grid-template-columns: 1fr; }
  .card-brand-grid { grid-template-columns: repeat(3, 1fr); }

  .bottom-cta__buttons { flex-direction: column; align-items: center; }
  .bottom-cta__buttons .btn { width: 100%; max-width: 320px; }
}